Magical Tome

The outer archives are busy
You will overpay your bank more than $100,000 during your lifetime - through mortgages, credit card fees and interest, ATM charges, checking and savings fees, loans, and other service charges. Or you'll read this book and keep that money for yourself. A former banker, Ed Mrkvicka knows all the tricks of the trade - how banks rip you off and how you can fight back. This book will show you how to save hundreds, even thousands of dollars every year. It reveals how a $120,000 home or condo can cost more than double the purchase price - and how to stop that from happening, how to shop around for credit cards that charge reasonable interest and minimal annual fees, how to reduce or eliminate ATM charges and other fees you pay for access to your own money, how to negotiate better loans for your home, car, business, and other needs, and why "safe-deposit" boxes aren't safe - and how to protect your most valuable possessions and documents. Everyone with a bank account should own this book.
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Pacing
Horror / Dark Elements
Romance
Spice Level
LGBTQ+ Representation
Social & Political Themes in Stories